Privacy Policy

ApprovedCanada.ca is a lead generation service. We are not a lender, bank, or credit broker. We operate a website where visitors can submit an application describing the vehicle financing they are looking for. We pass that information along to dealer and financing partners in our network so they can contact the applicant directly about financing options. We do not make lending decisions, and we do not guarantee approval or any specific financing terms.

When you submit an application through this site, we collect:

• Contact information: first and last name, phone number, email address
• Location information: your postal code
• Vehicle preferences: the type of vehicle you're interested in and your monthly budget
• Financial and employment information you choose to share: a general description of your credit situation (for example, whether you have bad credit, no credit, a bankruptcy, or a consumer proposal), your employment status, your down payment amount, and your approximate monthly income
• Your preferred time and method of contact
• Basic technical information such as which page you applied from, used to route your application appropriately and to detect automated spam submissions

We do not ask for, and you should never provide, your Social Insurance Number (SIN) through this website. We also do not pull or display credit scores or full credit reports on this site — the general credit information you provide is self-reported and used only to match you with an appropriate dealer partner.

We collect this information for one purpose: to match you with dealer and financing partners in our network who are positioned to help with your specific situation, and to allow them to contact you about financing options. We do not use your information to make credit or lending decisions ourselves, because we are not a lender.

When you submit an application, we share the information you provided with one or more dealer or financing partners in our network so they can reach out to you directly about vehicle financing. By submitting an application, you consent to being contacted by ApprovedCanada.ca and these partners by phone, text, and/or email.

We do not sell your personal information to data brokers or unrelated third parties, and we do not share it for purposes unrelated to connecting you with financing options. We may also share information where required to do so by law, or to protect the rights, safety, or property of ApprovedCanada.ca, our users, or the public.

Some of our service providers (for example, the companies that host this website or process form submissions on our behalf) may process your information as part of running our systems. These providers are only permitted to use your information to provide services to us, not for their own purposes.

At this time, ApprovedCanada.ca does not use tracking cookies or third-party analytics or advertising scripts on this website. If that changes in the future — for example, if we add analytics to understand site traffic — we will update this policy to describe what is used and how you can control it.

We retain application information for as long as needed to fulfill the purpose it was collected for — primarily, connecting you with a dealer or financing partner and allowing a reasonable follow-up period — and as needed to meet legal, accounting, or dispute-resolution requirements. When information is no longer needed for these purposes, we take reasonable steps to delete or de-identify it.

We use reasonable administrative, technical, and physical safeguards to protect the personal information you provide, appropriate to its sensitivity. This includes measures such as encrypted transmission of data submitted through this website and restricting access to applicant information to those who need it to do their jobs. No method of transmission or storage is completely secure, so we cannot guarantee absolute security, but we work to protect your information against loss, misuse, and unauthorized access.

As a Canadian resident, you have the right to:

• Ask what personal information we hold about you and request access to it
• Request correction of any inaccurate or incomplete information
• Withdraw your consent to further contact or sharing of your information, subject to legal or contractual restrictions and reasonable notice
• Ask us questions about how your information has been collected, used, or disclosed

To make any of these requests, contact us using the information below. We will respond within a reasonable time and in accordance with PIPEDA.

This website and our services are intended for adults who are the age of majority in their province or territory. We do not knowingly collect personal information from minors.

We may update this privacy policy from time to time to reflect changes in our practices or for legal or operational reasons. The "last updated" date at the top of this page will reflect the most recent revision.

If you have questions about this privacy policy, or want to access, correct, or withdraw consent regarding your personal information, contact us at: privacy@approvedcanada.ca.

(Placeholder contact address — to be confirmed as a monitored inbox before launch.)