Car Loans for Self-Employed Canadians
Running your own business shouldn't make financing a vehicle harder than it needs to be. ApprovedCanada.ca connects self-employed Canadians — contractors, gig workers, freelancers, and business owners — with dealers in our network who welcome non-traditional income.
Self-employed applicants are welcome throughout our dealer network. Since income can look different than a standard pay stub, having a few pieces of documentation ready can help move things along — recent personal or business bank statements and your most recent Notice of Assessment from the CRA are commonly used to confirm income.
Every business and every applicant looks different, so exact documentation requirements vary by dealer and lender. The goal is simply to show a consistent, verifiable income that supports a monthly payment.
Fill out the short form below to get connected with a specialist from our dealer network who works with self-employed applicants. There's no cost and no obligation to apply.
Who Qualifies
- Self-employed, contractors, and freelancers
- Gig economy and rideshare or delivery drivers
- Small business owners and sole proprietors
- Recent bank statements or Notice of Assessment on hand
- Any credit situation — bad credit, no credit, or rebuilding
- Ready to make a manageable monthly payment