Bad Credit Truck Financing

Need a truck but worried your credit will hold you back? ApprovedCanada.ca connects you with dealers across our network who work with bad credit, no credit, and subprime buyers looking to finance a Ford F-150, Ram 1500, Chevrolet Silverado, GMC Sierra, and other popular pickups.

Whether you need a truck for work, towing, or everyday driving, our dealer partners consider more than a credit score. Monthly payments on a financed truck typically range from $300–$600 depending on your down payment, income, and the vehicle you choose. Every application is reviewed individually — there's no single number that decides the outcome.

Fill out the short form below and a specialist from our dealer network will reach out to discuss truck options that fit your budget and situation. There's no cost and no obligation to apply.

Who Qualifies

  • Bad credit, poor credit, or a history of missed payments
  • No credit history or a thin credit file
  • Past or current bankruptcy or consumer proposal
  • Self-employed with steady income
  • New to Canada without a Canadian credit file yet
  • Stable income and the ability to make a monthly payment
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What type of vehicle are you looking for?

Your monthly budget?